those things are all made prohibitively difficult without a smartphone. there are people in the US getting kicked off their insurance plans for not having a required smartphone. this isn't some goddamn game here, peoples lives and livelihoods are on the line and you're wondering if it might not be such a big deal clearly never having put more than a moment's thought into it.
And your malware claims are total BS There's been alternative stores on Android for years and the malware situation remains stable to slightly improving thanks to hardening of the OS that Google did resulting from the goal of supporting multiple stores. Far more people in the world use Android and bank on it than iOS so the idea that the sky will fall if Apple opens up is pure ridiculousness, utter silliness.
You are trying to start fights all over this post and I'm not sure why, but please don't put words in my mouth. At no point did I even remotely suggest that people shouldn't have access to smartphones.
And your malware claims are total BS There's been alternative stores on Android for years and the malware situation remains stable to slightly improving thanks to hardening of the OS that Google did resulting from the goal of supporting multiple stores. Far more people in the world use Android and bank on it than iOS so the idea that the sky will fall if Apple opens up is pure ridiculousness, utter silliness.